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 Welcome To Our Website! 

Thank you for visiting our website. We have set up this website to be your complete insurance resource and to assist you with all of your insurance needs. You will find links to insurance information, free quote requests, how to contact us, filing a claim and more.

We are always available to offer you personal, expert help with your insurance needs. If you have any questions, please don't hesitate to call or e-mail us!

Attention Home Remodel / Home Builder Contractors:

At The DeBruyne Insurance Agency, we have access to a new program designed just for you. This program will accept 100% of your work Sub Contracted.

The Guidelines are as follows:

Construction or remodeling of residential buildings three stories or less.

If Steel Frame Construction, steel must come from US Distributors

You do not do design work

At least three years of favorable loss experience

Must have favorable Financial History

Payroll up to $2.5 Million

Subcontracted Cost up to $2.5 Million

You must have adequate Job Site Supervision by a Salaried Employee (Code 5606 on Workers Compensation). Owner of business will qualify.

For auto exposure - If Transporting Steel, all loads must be secured to prevent falling off.

Workers Compensation is available at a rate that is 23.66% below the pool rates. Package discounts could add another 25% Credits to all lines of insurance based on Loss History.

You must have a long standing relationship with your Sub Contractors.

Your Sub Contractors must have been in business for three years with continuous coverage and carry the same coverage limit of General Liability as you do. They must list your organization as an Additional Insured.

You must have a Written Contract with your Subs - Sample Contract available upon request.

You must have a Safety Program in place.

There are restrictions on Crane Operations. Call for specifics.

This is a package of coverages that will include everything you need for your operations. Workers Compensation Only policies will not be written.

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